Describe the work in a sentence. Phjord drafts the invoice, works out every figure the way a calculator does, and waits for you to press approve.
YOU TYPED
Invoice Acme Ltd for 3 days of brand design at £450/day, 14-day terms
Say what you did, "three days of design for Acme at £450 a day", and a proper invoice is drafted for you to check, correct and approve. Repeat clients are one click.
"It's 9pm on Sunday and I still haven't invoiced for the Henderson job. Again."
Before you give a big firm 30-day terms, see what they did with everyone else's invoices. Large UK companies have to publish how they pay, so Phjord puts that record beside your draft, the average days and the share paid late, while you can still change the terms. It then drafts follow-ups on a schedule matched to that record.
"The invoice is 40 days overdue and I don't know whether to nudge them or panic. Chasing feels like begging."
Mark an invoice paid and the money is in your turnover for the quarter. Photograph a receipt and Phjord puts a category against it for you to say yes to or change. Come the quarterly deadline, filling in your update is copying figures across, not tipping out a carrier bag.
"I've heard MTD is mandatory over £50k and I honestly don't know if my records would survive it."
Phjord drafts, you approve. Nothing is created, sent or saved without your say so, and the adding up is never the AI's job.
"I don't want some AI making up figures and firing off emails in my name."
Photograph a receipt in the van and Phjord reads off the shop, the date and what you paid. It sets what it read beside the photo. You correct anything it got wrong, and nothing is recorded until you approve it.
"There's a carrier bag of receipts in the van going back to January."
Phjord works out every total and VAT figure the way a calculator does, down to the penny. You can see which figures are fixed and which are yours to change.
"Hello, a friendly reminder that invoice 2071 is now due. Please let me know if you need anything at all."
Mark an invoice paid and it counts towards your turnover for the quarter. Photograph a receipt and Phjord suggests a category for you to approve or change. A readiness note tells you what is still missing.
Phjord keeps your records sorted and adds them up. It does not give tax advice, does not connect to HMRC, and is not on HMRC's list of MTD software, so your digital records and quarterly updates still go through a recognised product.
The plans differ by price and term, never by what is in them.
£5 a month. Only 50 people ever join at this price. 47 places left.
Works out at £5.83 a month, two months less than paying monthly.
£7 a month, and you cancel from settings whenever you want.
Every plan starts with a 14-day free trial. You add a card to begin and are not charged for 14 days. It becomes the plan you chose and renews unless you cancel first, which you can do from settings.
No. Every invoice, every email to your client and every follow-up waits for you to approve it, and you can throw any of them away.
Phjord does, in code, from the lines you approved, down to the penny. The AI cannot give you a total at all: the form it fills in has no box for one. What it does do is read figures off your receipt, and you see every one of those next to the photo before anything is saved.
Yes. Receipt capture is built for a phone camera, and every screen works down to a phone 360 pixels wide.
Yes. Every plan starts with a 14-day free trial. You add a card to begin, and it turns into a paid subscription that renews when the trial ends unless you cancel first. You can cancel any time from your settings, and you keep the legal right to cancel within 14 days of signing up either way.
No, and Phjord never will. It keeps your quarterly category totals added up and tells you what is still missing, so you walk into the deadline ready. The filing stays yours.
No. HMRC runs a recognition process for MTD software and Phjord has not been through it, so Phjord is not on HMRC's list and cannot send anything to HMRC. HMRC does not recommend any product, including the ones that are on the list.
Yes. The rules say your digital records have to be kept in software HMRC recognises, and the quarterly updates are sent from it. Phjord does the part that takes all year, which is keeping every paid invoice and every receipt categorised and added up, so the figures are ready to go in. You can keep the year straight here and file over there. If you want one product that does both, this is not it, and it is better you know that before you pay.