Invoice management, payer intelligence, receipt capture and management, MTD earnings tracking and readiness, automatic HMRC expense categorisation and more.
YOU TYPED
Invoice Acme Ltd for 3 days of brand design at £450/day, 14-day terms
Say what you did, "three days of design for Acme at £450 a day", and a proper invoice comes back for you to check. Your numbering carries on from the last one you sent, so nothing about it says brand new business. For a repeat client, one click builds the next invoice from the last. One list shows what's still out, what's overdue and what's been paid.
"It's 9pm on Sunday and I still haven't invoiced for the Henderson job. Again."
Large UK companies have to publish how quickly they settle their invoices. If your client is one of them, pick them off Companies House while you're drafting and their record opens beside the invoice: average days to pay, and how much they paid outside the agreed terms. The due date is still yours to set, and any follow-up Phjord drafts is spaced to match. Smaller firms and private customers don't file, so there's nothing to show.
"The invoice is three weeks late and I don't know if that's just how they are."
Photograph the receipt at the counter, or empty the bag onto the kitchen table and send up to fifty at once. Phjord reads off the shop, the date and what you paid, and sets that beside the photo. You fix anything it got wrong. It becomes an expense when you approve it, and the photo stays attached to it.
"There's a carrier bag of receipts in the van going back to January."
Mark an invoice paid and the money goes into the quarter on the date it arrived. Expenses come off the same totals, counted from 6 April rather than quarter by quarter. Before the deadline Phjord names what's missing, a receipt you haven't recorded yet or a paid invoice with no date on it. Then you download the totals and take them to whatever you file with.
"The deadline's in nine days and I couldn't tell you what I've earned since April."
HMRC wants your spending split fifteen ways, and the names are theirs rather than yours. Phjord sorts each expense automatically and puts its choice in front of you: the diesel under car, van and travel expenses, the phone bill under office costs. Say yes, or pick a different one. Anything still waiting on you stays out of the totals and is listed.
"Does a new drill count as materials or equipment? I just pick one and hope."
Phjord works out every total and VAT figure itself, down to the penny. You can see which figures are fixed and which are yours to change.
"Hello, a friendly reminder that invoice 2071 is now due. Please let me know if you need anything at all."
The totals run from the start of the tax year and keep running, because that’s how HMRC wants a quarterly update added up. Phjord names anything still missing, a receipt not yet recorded or an expense without a category, while there’s time to sort it.
The plans differ by price and term, never by what’s in them.
Phjord launch offer: subscribe by 4 February 2027 and your first year is at the price below. After that first year your plan renews at the standard price, which is shown on every card. We are not extending the date.
For your first year, then £49.90 a year. Only 50 people ever join at this price.
For your first year, then £79.90 a year. Two months less than paying monthly, in both years.
For your first year, then £7.99 a month. You cancel from settings whenever you want.
All of this on every plan, and nothing moves until you approve it.
Your first subscription starts with a 14-day free trial. You add a card to begin and aren’t charged for 14 days. It becomes the plan you chose and renews unless you cancel first, which you can do from settings.
No. Every invoice, every email to your client and every follow-up waits for you to approve it, and you can throw any of them away.
Phjord does, from the lines you approved, down to the penny. The AI drafts those lines, and the form it fills in has no box for a total. It does read figures off your receipt. You see every one next to the photo before anything is saved.
Yes, all of our features work on mobile as they do on desktop. You can send an invoice on the go, photograph a receipt at the counter and check what you've earned this quarter, all on your phone.
Yes, once per customer. Your first subscription starts with a 14-day free trial. You add a card to begin, and it turns into a paid subscription that renews when the trial ends unless you cancel first. If you've subscribed before, your card is charged when you subscribe. You can cancel any time from your settings, and you keep the legal right to cancel within 14 days of signing up either way.
Not today. It's something we want to build, but we cannot put a date on it: the remaining step is approval from HMRC, and that timing is not ours to set. What Phjord does now is keep your quarterly category totals added up and tell you what is still missing, so you walk into the deadline ready. The filing stays yours for now.
Yes. Phjord builds a CSV for Xero, QuickBooks Online or Sage Business Cloud, laid out in that package's own import format with the fields it requires. You set your account and tax codes once in Settings, and after that the file is ready to import as it downloads. Sage also needs a contacts file first, which Phjord builds alongside it.
Yes. From your tax screen you can download three spreadsheets: your quarterly totals, every transaction, and the income you've actually been paid. They open in Excel or anything like it, so you can send them straight to your accountant or type them into whatever you file with. You will need a product HMRC recognises to send the quarterly update itself, because Phjord is not one and does not currently file. Phjord does the part that takes all year: the figures are already added up when the deadline comes. Your records are yours, and you can take them whenever you want.